Accept RTP® Real-Time Payments Solutions with TodayPayments.com
Instant Real-Time Payments Processing for RTP® & FedNow®
Unlock the Power of Real-Time Payments (RTP®) & FedNow® Service
The digital payments landscape is rapidly evolving, and businesses need instant, secure, and seamless transactions to stay competitive. Traditional banking processes involve delays, manual applications, and restrictive banking hours.
With TodayPayments.com, merchants can accept RTP® Real-Time Payments solutions service without ever stepping foot in a bank. We provide Real-Time Payments (RTP®) and The FedNow® Service merchant accounts (MIDs) across multiple banks and credit unions in all 50 states. Whether you're a sole proprietor, partnership, LLC, or corporation, we simplify real-time transactions for every business type.
Through our advanced alias-based transaction system, you can use a cell phone number or email address as your payment identifier instead of full financial details. This means enhanced security, multi-bank compatibility, and streamlined reconciliation—all fully integrated into QuickBooks® QBO for effortless accounting.
Why Businesses Trust TodayPayments.com for RTP® Merchant Accounts
Why Choose TodayPayments.com for RTP® and FedNow® Merchant Services?
1. Real-Time Payments (RTP®) & FedNow® Service Across Multiple Banks
- We provide merchant accounts (MIDs) for both RTP® and FedNow® transactions.
- Access multiple financial institutions for increased flexibility and redundancy.
- Easily consolidate payments across divisions and subsidiaries.
2. Alias-Based Payment System for Secure Transactions
- Use a cell phone number or email instead of full financial account details.
- Maintain multiple MIDs for each alias—perfect for businesses with various brands, departments, or locations.
- Enroll all your bank accounts into Real-Time Payments for seamless transaction management.
3. Streamlined Online Enrollment – No Bank Visits Required
- Skip the hassle of physically applying for Real-Time Payments at your bank.
- Sign up online 24/7—anytime, anywhere.
- We are not a bank, but an advanced Accounting Fintech merchant processing company in the U.S.
4. Comprehensive Payment Processing for All Business Types
- Accept payments across POS, retail, wholesale, MOTO, text, mobile, email, and SMS invoicing.
- Serve sole proprietors, Schedule C 1040 filers, partnerships, LLCs, S-Corps, and C-Corps.
- Instant settlements improve cash flow and eliminate processing delays.
Top Features That Make TodayPayments.com Premier
✅ Seamless QuickBooks® QBO
Integration – Automate reconciliation, transaction logging,
and financial reporting.
✅ Multi-Bank RTP® and
FedNow® Compatibility – Process payments across multiple
financial institutions without restrictions.
✅
Custom Hosted Payment Page – Generate personalized
payment links and integrate them into Request for Payments
(RfPs) using ISO 20022 messaging.
✅
Alias-Based MID System – Assign unique MIDs to multiple
email addresses and phone numbers—even if you have over 100
different contacts!
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Transition Smoothly to RTP® Real-Time Payments Solutions Service
1️⃣ Choose a Trusted RTP® and
FedNow® Service Provider – Work with TodayPayments.com
to access the most advanced real-time payment solutions
available.
2️⃣ Integrate Secure Alias-Based
Transactions – Utilize cell phone numbers and email
addresses as transaction identifiers.
3️⃣
Enroll Multiple Bank Accounts for RTP® Payments – Manage all
real-time transactions under one streamlined platform.
4️⃣ Implement QuickBooks® QBO Integration –
Automate accounting, reconciliation, and transaction tracking.
5️⃣ Leverage ISO 20022 Request for Payment (RfP)
Messaging – Enable instant invoicing and streamlined
settlements.
Start Accepting RTP® Real-Time Payments with TodayPayments.com
Why wait days for payments to clear when you can process transactions in real-time? With TodayPayments.com, your business can accept RTP® and FedNow® payments across multiple banks and credit unions without the hassle of traditional banking.
🚀 Sign Up Today & Get Instant Payment Processing!
👉 Visit TodayPayments.com and enroll now!
Creation Request for Payment Bank File
Enhance Your Accept RTP Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for Accept RTP payment processing pricing
