Adult FedNow® and RTP® Merchant Account – Secure Instant Payments
Why Choose TodayPayments.com for Your Adult Industry Payment Processing?
Secure & Fast Transactions with Adult
FedNow® and RTP® Merchant Accounts
For businesses in the adult industry, finding a
reliable, secure, and instant payment processing solution can be
challenging. Traditional banks often impose restrictions, high fees,
and lengthy approval processes, making it difficult for merchants to
operate smoothly.
With TodayPayments.com, adult industry businesses can accept instant payments through FedNow® and Real-Time Payments (RTP®) merchant accounts. Our platform provides seamless, high-risk-friendly payment processing, giving merchants access to multiple MIDs (Merchant Identification Numbers) across banks and credit unions in all 50 states.
What sets us apart? Instead of requiring complete financial details, we offer alias-based transactions, allowing businesses to use a cell phone number or email address as their transaction identifier. This provides added security, privacy, and flexibility for merchants handling high-volume and high-risk transactions.
How to Transition to an Adult FedNow® and RTP® Merchant Account
Why Choose TodayPayments.com for Your Adult FedNow® and RTP® Merchant Account?
1. Instant Payments with RTP® and FedNow® Service
- Get paid instantly without the delays of traditional ACH and wire transfers.
- Process high-risk transactions with real-time settlement.
- Enroll all your bank accounts into The FedNow® Service for seamless integration.
2. Alias-Based Payment Processing for Privacy & Security
- Use a cell phone number as an alias or moniker for secure transactions.
- Assign email addresses as alternative payment identifiers across different banks.
- Consolidate multiple MIDs into a single system for streamlined payment processing.
3. Online Enrollment – No Physical Bank Visits Required
- Skip the hassle of in-person applications—apply online 24/7.
- We are not a bank but an Accounting Fintech merchant processing company.
- Secure merchant accounts for every business type—including sole proprietors, partnerships, LLCs, S-Corps, and C-Corps.
Key Features of TodayPayments.com’s Adult FedNow® and RTP® Merchant Services
✅ Full QuickBooks® QBO
Integration – Automate financial tracking, reconciliation, and
transaction reporting.
✅ Multi-Bank RTP® and
FedNow® Compatibility – Access multiple merchant accounts
across different financial institutions.
✅
Hosted Payment Page – Create custom payment links for
invoices and Request for Payments (RfPs) via ISO 20022
messaging.
✅ Alias-Based MID System –
Assign unique MIDs to multiple email addresses and phone
numbers—ideal for businesses managing multiple revenue
streams.
✅
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Transition to an Adult FedNow® and RTP® Merchant Account
1️⃣ Select a Payment
Processor That Supports High-Risk Industries – Work with
TodayPayments.com for secure, real-time payments.
2️⃣ Utilize Alias-Based Transactions for Security
& Privacy – Use cell phone numbers and emails instead
of revealing full banking details.
3️⃣ Enroll
Across Multiple Banks for Seamless Processing – Access
multiple RTP® and FedNow® accounts for maximum flexibility.
4️⃣ Implement QuickBooks® QBO for Accounting &
Reconciliation – Automate financial management with real-time
transaction tracking.
5️⃣ Leverage ISO 20022
for Request for Payments (RfPs) – Enhance payment requests
and invoicing automation.
Start Accepting Real-Time Payments with TodayPayments.com
Finding a reliable, secure, and fast merchant processing solution for the adult industry is no longer a challenge. TodayPayments.com makes it easy to accept FedNow® and RTP® payments with instant transactions, alias-based security, and multi-bank compatibility.
Sign Up Today & Get Instant Payment Processing!
Visit TodayPayments.com to enroll now!
Creation Request for Payment Bank File
Enhance Your Accept RTP Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Accept RTP payment processing pricing
